Archive for July 28th, 2009

Please be careful

Tuesday, July 28th, 2009

I am repulsed by how many companies are trying to prey on the people who are suffering the most from this housing and economy crisis.  So many people have lost their jobs and their homes for a variety of reasons.  Yes, some people had made mistakes and tried to live beyond their means, but others fell victim to job loss, sudden accidents, sudden deaths, and things beyond their own control.  Now they find themselves with bad credit and seeking credit repair services.

What many of these people don’t realize is that there is no magic wand that can be waved to improve credit.  Yes, a certain amount of credit repair MIGHT be accomplished by checking the credit records of the three big credit companies and notifying them of any mistakes.  That could help improve credit rating.  But if there are no mistakes, and the consumer’s credit is still bad, the only real solution is to pay off debts in a timely manner over a long period of time.  It does not happen quickly, and if there is a company out there telling you that they can help you fix it quickly, chances are that it is a scam and you will lose your money you are paying them!

 

Watched the X-files movie last night

Tuesday, July 28th, 2009

I always enjoyed watching the X-files television show, and was very sad when it went off the air.  But I never did make it to the movie theater to watch the movie when it was released.  To be honest I prefer watching movies at home – you don’t have to worry about arriving to the theater in time, finding a parking space, finding a good seat, having to go to the bathroom in the middle of the movie….. 

So anyway, my hubby rentied the movie from Netflix and we watched it last night.  It was good, left me wanting more.  You do get the feeling that there won’t be any more, but it still left me wanting more.  And I’m glad that we watched it at home and not at the theater – much more comfortable!